I've always paid cash for my cars.
That probably tells you more about my cars than my bank account.
That probably tells you more about my cars than my bank account.
Advice: Weird Charge On My Credit Card
During the 1980s, when people snorted coke at the office water cooler and chain smoked at their desks while typing on their monochrome PCs, I had a job as a slumlord for apartment housing, and I used to have to read people's credit reports when deciding whether to give them a lease. There were sometimes people who had zero credit history, and for us that was as big a red flag as people with bad history.
In those days I was a pay-as-you-go type too, and I ran a credit report on myself from time to time and it always came up as blank. Maybe things have changed since then.
In those days I was a pay-as-you-go type too, and I ran a credit report on myself from time to time and it always came up as blank. Maybe things have changed since then.
This is true…when people apply for car loans if they have no credit history it's a tough road to get a loan approved. I guess no finance institution wants to be the first to take a chance.
When we moved back from Ireland I opened a bank account and applied for the Bank of American visa card. They turned me down because my credit had gone blank for want of a better word, (even though I had a lot of money with BOA in our newly opened checking account) I had 20 years of US credit before our move, there had been no activity for two years so it froze or something. When I bought the car I got a small loan to get things rolling with the credit again and BADDABING!!! my credit was active again. Within a week BOA were whoring themselves to give me a visa card. I told them to shove it seeing as they had turned me down not a month before.
When we moved back from Ireland I opened a bank account and applied for the Bank of American visa card. They turned me down because my credit had gone blank for want of a better word, (even though I had a lot of money with BOA in our newly opened checking account) I had 20 years of US credit before our move, there had been no activity for two years so it froze or something. When I bought the car I got a small loan to get things rolling with the credit again and BADDABING!!! my credit was active again. Within a week BOA were whoring themselves to give me a visa card. I told them to shove it seeing as they had turned me down not a month before.
Originally posted by 47 YEAR OLD VIRGIN:You tell them mankie! You're probably why their share price has fallen a point this week.
BADDABING!!! my credit was active again. Within a week BOA were whoring themselves to give me a visa card. I told them to shove it seeing as they had turned me down not a month before.
Originally posted by vansmack:I'll bring the fuckers down single handedly!
Originally posted by 47 YEAR OLD VIRGIN:You tell them mankie! You're probably why their share price has fallen a point this week.
BADDABING!!! my credit was active again. Within a week BOA were whoring themselves to give me a visa card. I told them to shove it seeing as they had turned me down not a month before.
Another thing that pisses me off with that bank is they give illegals credit cards no problem, but you have to blow the branch manager if you're a us citizen.
Oh, another thing..they sent me a letter to my house asking me to verify my home address!!!! :eek: What the fuck??? You just did that yourselves you morons.
Needless to say I'm trying to convince my wife to close our accounts and go to another bank but you know what a pain in the arse it is to do that.
Julian in a totally unrelated issue check your PM.