The Home Improvement Thread

well, not sure about her deck staining abilities, but a good candidate for your Pool Boy triad
Get wrote:
well, not sure about her deck staining abilities, but a good candidate for your Pool Boy triad


I think Yada's link is a better candidate for that.
Miss wrote:
funny, I just emailed her again this week
still at 2.875 30year fixed…$2k off closing costs
which covers almost all lender costs….just tax and prepaid
But I would be increasing my loan by that much and adding time on the term (only a year)

I'm just not sure it's worth the work at this point to save $150 a month (but $40k in interest on the life of the loan)

was hoping for a smidge lower

we just refi'ed, and playing a few different lenders against each other we got 2.5% for 30 years.  never thought i'd see an interest rate that low…
Damn…that is low
Nice!
How come you can’t get 2.5%?!?

Dunno, I haven’t even seen 2.5 Even advertised
But if it’s in black and white, it’s a done deal

Every lender wants a credit check, so that prevents mass requests
But I have no idea,
I do know there are different rates for zip codes.  So maybe sweets is in the sweet spot
Please remember that sweetz lives in rural Washington and most likely has a conforming rate and siderefi lives in one of the wealthiest counties in the country and most likely has a jumbo loan.
actually not a Jumbo, but that definitely would be a factor to higher rates
Miss wrote:
actually not a Jumbo, but that definitely would be a factor to higher rates


Sidetru$t
As the resident cheapskate, I feel like I should know more about what you guys are talking about. But it's all too exhausting. And boring. I guess there's always the coupons in the Sunday paper.
what is this Sunday paper thing you speak of?
Does it require one of these to read?
Yada wrote:
Please remember that sweetz lives in rural Washington and most likely has a conforming rate and siderefi lives in one of the wealthiest counties in the country and most likely has a jumbo loan.
Look at this real estate finance knowledge! Yada is a regular Long & Foster, I tell you what! A virtual Century 21 of a man!
Miss wrote:
what is this Sunday paper thing you speak of?
Does it require one of these to read?



I'll let 20th Century Joe explain that one.

https://www.youtube.com/watch?v=DZ3NDP-Qiak
Julian, wrote:
Yada wrote:
Please remember that sweetz lives in rural Washington and most likely has a conforming rate and siderefi lives in one of the wealthiest counties in the country and most likely has a jumbo loan.
Look at this real estate finance knowledge! Yada is a regular Long & Foster, I tell you what! A virtual Century 21 of a man!



Uh oh
He's a Keller Williams in the sense of both realtorial expertise AND terrible jam band-ness. Triple threat!
Dude…just let it go
But I have so many more terrible real estate jokes I am holding in escrow.
Julian, wrote:
Keller Williams

Does sound like the name of a realtor liked by Phish phans
Glad I came back. Goodbye.