random . . . randomness

walkie,talkie wrote:
http://www.msn.com/en-us/news/crime/cops-overwhelmed-by-excessive-calls-to-walmart-there-are-days-i-run-out-of-handcuffs/ar-AAjRJT0?li=BBmkt5R&ocid=spartandhp

90% of Americans now live within ten miles of a Walmart. Nearly four out of five of them shopped at Walmart last year. That means its customers outnumber the voters in America?s presidential election in 2012 by almost two to one.

I am proud to say I am part of the 10% that does not live within 10 miles of a Walmart.

i have not shopped, once in Walmart . . . i am pretty sure, in all of 2016.  and I do, not live within 40 miles of a single one.

ooh, look at me.

apparently there is one about 7 miles from me.. i dont' know where it is though.. might as well be in swaziland


I have tried to shop there and failed cause i couldn't find anything I wanted

but you are Donald trump . . . do you, even shop?

walkie,talkie wrote:
but you are Donald trump . . . do you, even shop?

I guarantee Donald has an amazing collection of pleated pants.

I bought a gallon of milk today for 64 cents from Walmart. Yes, seriously I did. And no, it wasn't expired. Maybe the cow was mad, but for 64 cents who cares really?

I now live 1.2 miles from WAlmart

A question to the board:

I recently discovered that my credit card's reward program allows you to trade points for concert tickets.  There's a disclaimer that you're "purchasing" tickets with points through a reseller, and are "paying" more points than actual face value.  Most of the listed shows are not sold out, and I could pay actual face value money (plus fees) for actual tickets.  Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

I wrote:
A question to the board:

I recently discovered that my credit card's reward program allows you to trade points for concert tickets.  There's a disclaimer that you're "purchasing" tickets with points through a reseller, and are "paying" more points than actual face value.  Most of the listed shows are not sold out, and I could pay actual face value money (plus fees) for actual tickets.  Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

I don't know the answer to that one. But I do know our family of three is going to Italy next summer with free airfare. And almost all of our airline miles were credit card rewards rather than actual flights. I guess it really depends on the person. For me, I've always done the airline miles route.

This is fun:

https://twitter.com/MrLukeJohnston/status/795609403789635584

challenged wrote:
This is fun:

https://twitter.com/MrLukeJohnston/status/795609403789635584

The first reply had me in stitches.

I wrote:
Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

Only if your miles are about to expire, otherwise best to get the most dollar value out of them.

Julian, wrote:

"Personality matters more than looks. . . that said, how much money do you make and do you fit my list of required physical characteristics?"

"Also, don't even try blacks or chinamen."

DeathFromAbove1979 wrote:

Julian, wrote:

"Personality matters more than looks. . . that said, how much money do you make and do you fit my list of required physical characteristics?"

"Also, don't even try blacks or chinamen."

Right, it's almost as though she does not like the physical appearance of certain people!

I wrote:
A question to the board:

I recently discovered that my credit card's reward program allows you to trade points for concert tickets.  There's a disclaimer that you're "purchasing" tickets with points through a reseller, and are "paying" more points than actual face value.  Most of the listed shows are not sold out, and I could pay actual face value money (plus fees) for actual tickets.  Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

Assuming you can use the points for something else, this seems like a no brainer.

Attention people on Facebook . . . nobody gives a s***, that you voted today

Yada wrote:

I wrote:
A question to the board:

I recently discovered that my credit card's reward program allows you to trade points for concert tickets.  There's a disclaimer that you're "purchasing" tickets with points through a reseller, and are "paying" more points than actual face value.  Most of the listed shows are not sold out, and I could pay actual face value money (plus fees) for actual tickets.  Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

Assuming you can use the points for something else, this seems like a no brainer.

Sonos 5 = $499 retail or 101,000 points.  Each point is worth 1/2 a penny.
Clutch = $40 (incl fees) or 9,600 points. Each point is worth 4/10 of a penny.
Roger Waters = $175 (incl fees) or 35,000 points. Each point is worth 1/2 a penny.

I guess I'll pay cash for whatever I would buy if the points didn't exist, and use points for to "splurge" for whatever I wouldn't spend cash for.  Gmm.

my opinion is …unless it's a company card and you are able to keep the points (or things you purchase are reimbursed)
Points/Rewards are a fools errand…you can ALWAYS find a better deal on your own


you should look for the card with the biggest cash back
I've got the Blue Cash Card from American Express
3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%);
2% at U.S gas stations;
1% on other purchases

Only bummer is the $75 fee
but the supermarket one covers that fee in just 1 month


Citi double cash looks like it might be the best deal now


I haven't done a lot of comparison on the air miles
but my understanding is it same…very few times where your miles are better than cash back

correct me if I'm wrong

I'm wrote:
my opinion is …unless it's a company card and you are able to keep the points (or things you purchase are reimbursed)
Points/Rewards are a fools errand…you can ALWAYS find a better deal on your own


you should look for the card with the biggest cash back
I've got the Blue Cash Card from American Express
3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%);
2% at U.S gas stations;
1% on other purchases

Only bummer is the $75 fee
but the supermarket one covers that fee in just 1 month


Citi double cash looks like it might be the best deal now


I haven't done a lot of comparison on the air miles
but my understanding is it same…very few times where your miles are better than cash back

correct me if I'm wrong

Pre kids, we flew Southwest multiple times a year… even with kids we still fly at least once, maybe twice a year. Anyway, long story short, I don't think I've purchased a Southwest flight for at least four or five years because of the ridiculous amounts of points we have from our credit card.  The last two years we've even had a companion pass which is where someone flies for free on every single flight.

So in this scenario, I feel like the points are better than $$$. I love the feeling of flying for the holidays for free vs. being like, "fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?

Yeah, I didn't seek out the points.  Its a no-fee low interest card, and I just noticed the points I'd apparently been accumulating over the years.